Buying Above $800K in 2026 and Here Is Why the New Conforming Loan Limit Changes Your Options
$832,750 is the new conventional vs jumbo line. Jose Burgos explains who benefits most and how to find your county limit. ...more
Mortgage
October 05, 2026•2 min read
What If Waiting for Lower Rates Before Buying a Home Is Actually the Riskier Move
Lower rates bring more competition and higher prices. Jose Burgos explains why buying now beats waiting for the perfect rate. ...more
Mortgage
October 05, 2026•3 min read
You Can Buy an Investment Property With Only Ten Percent Down and Here Is How It Works
Most investors think 20-25% down is required. Jose Burgos explains the 10% down investment loan that changes the math. ...more
Mortgage
September 29, 2026•2 min read
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Lower rates bring more buyers and higher prices. Jose Burgos explains why timing beats rate chasing now. ...more
Mortgage
September 01, 2026•2 min read
You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Loan programs, DPA, seller concessions reduce upfront costs. Jose Burgos explains your real down payment options. ...more
Mortgage
September 01, 2026•2 min read
Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes
Longer days on market, price cuts, concessions available. Jose Burgos explains how to structure offers now. ...more
Mortgage
September 01, 2026•3 min read
